We come alongside partner agencies to support them with expertise and insight. We join our partners in their journey and offer what’s needed when the moment is right. We offer the stability and strength that comes from hard-won experience, enabling our partners to be confident and courageous.
1

Independence isn’t easy

You could have sold the agency, but you didn’t. You took the road less traveled. And that road can be lonely. Success rests squarely on your shoulders and the path forward isn’t always clear.
2

Independence asks something of you

It means freedom. But it also means responsibility. Independence is about staying true to the commitments you’ve made – to your clients, your colleagues, your community, and your family.
3

Independence can’t happen alone

At Keystone, we connect you to a community of like-minded independent agencies. We provide industry expertise, access to carriers, and relationships to people who will sustain you over the long haul.
4

With Keystone, independence works better together.

Our History

Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms.

That same belief drives Keystone’s ambition today: to strengthen independent agencies so they can better serve the businesses and individuals in their communities.

In 1999, we reinforced our foundation by updating Keystone from a cooperative association of like-minded agencies to a franchisor model. We deepened our well of expertise and added services to strengthen the ways agencies serve clients.

Keystone Today

Today, the passion that started Keystone is the spirit that sustains us. We’ve grown to almost 300 agency partners in multiple states who benefit from a full range of services to meet their evolving needs and of those of their clients. Despite the changes in our profession, our mission remains unchanged: to provide access to the expertise, resources, and relationships that sustain independent insurance agencies over the long haul.

Our Corporate Cause

At Keystone, we believe meaningful change begins in our own communities.

That’s why we are proud to launch a nationwide initiative dedicated to making a local impact, supporting individuals and grassroots organizations that expand opportunities for people with mental health challenges and cognitive, intellectual, and developmental disabilities. By empowering local organizations and supporting individuals with mental health challenges and cognitive, intellectual, and developmental disabilities, we’re creating a ripple effect of meaningful change. With a focus on community-driven efforts and a commitment to expanding opportunity at the local level, our work is helping build stronger, more inclusive communities across the country—one connection at a time.

Keystone Community Foundation is an extension of our commitment to the people and communities we serve every day. With 350+ agency partners operating in towns and cities across the country, this initiative
allows Keystone agencies to give back locally and support causes that matter most to their clients and neighbors. Whether through donations, volunteerism, or partnerships, the Foundation is a reflection of our shared belief that strong communities are the foundation of lasting impact.

The Keystone Community Foundation Team, led by President and Board Chair Joe Joyce, and honoring the memory of David Boedker, is a collaboration of the many talented people in Keystone Agency Partners, throughout our expansive agency network, insurance carrier partners, investors, and many more, giving back to “help the helpers” in the local communities where we live and do business every day.